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Halifax's latest house price index shows that the average UK house price rose by 0.4% in July, a modest but notable increase that exceeded market forecasts.
This marks the fastest rate of house price growth this year and suggests a potential boost in confidence within the housing market.
However, the market remains fragile, and the increase comes alongside warnings that property down valuations are still wiping millions off the value of homes in a stagnant market.
While the Bank of England's recent rate cut may provide some support, affordability remains a major challenge for many aspiring homeowners.




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