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Reports indicate that 220 UK families faced surprise inheritance tax bills after incorrectly applying lifetime gifting rules.
The missteps involved misunderstanding the timing windows for gifts to fall outside taxable estates.
As HMRC tightens scrutiny, planning needs to be precise—especially with gifts exempting up to £3,000 annually or more complex arrangements.
Proper timing and record‑keeping are essential for UK taxpayers seeking to reduce IHT liability. 




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